Who Insures Your Car in Airport Parking?

The holiday season is here, and as usual, everyone is traveling from one destination to another. Almost everyone is leaving their car in the airport parking lot for the duration of their vacation. As you leave your car, one thing you can never take for granted is security.

Well, airport parking is one of the safest places to leave your car, but it’s not immune to potential risks such as theft or vandalism. This is where car insurance coverage comes in.

Most car owners assume that their regular auto insurance will cover the cost of their car in an airport parking lot, but this isn’t always the case. So, who is responsible for your car’s insurance while it is left in the airport parking?

This article will discuss some of the risks of leaving your car at the airport and who can insure it.

The Risks of Leaving Your Car at the Airport

If you’re going to leave your car at the airport, there are some risks that you need to be aware of. These include theft or vandalism, fire damage, and other acts of negligence.

  • Theft: Theft is a major risk when leaving your car in an unattended parking lot, as thieves may try to break into the vehicle or steal it.
  • Vandalism: Vandalism is another concern; this occurs when someone damages your car for no other reason than to cause trouble.
  • Fire Damage: Fire damage is another risk that can occur if the airport parking facility doesn’t have proper fire safety protocols in place.
  • Other Acts of Negligence: Depending on the airport, there could be a number of people and vehicles in the lot, which could lead to collisions or other acts of negligence.

Who Insures Your Car in Airport Parking?

The good news is that you don’t have to worry about insuring your car while it’s parked in the airport parking lot. Most car insurance policies cover a certain amount of liability coverage. This means that if something happens to your car in the airport parking lot, your insurance company will cover the costs associated with the damage.

If you’re leaving your car in the short-term parking lot at the airport, then it is likely that your regular auto insurance will cover any damages or theft. 

The Exceptions

If you are leaving your car in a long-term parking lot at the airport, then it is advisable to get a special type of insurance that covers such extended durations. This type of insurance usually provides coverage for theft and damages. It can also extend to any additional costs that may be incurred while your car is in the airport parking lot.

It is also important to note that most airports require a certain amount of coverage in order for you to be able to park there. Be sure to check with the airport before leaving your car, or else you could be held liable for any damages or theft that may occur while your car is in the airport parking lot.

Tips for Leaving Your Car At The Airport Parking

Even if you have good insurance coverage for your car, you don’t ever want to go through the emotional, financial, and legal hassle of having your car stolen or damaged. To ensure that your car is safe while in airport parking, here are some tips to follow:

Check If the Airport Parking Services Have Insurance Policies

Even if you already have premium insurance for your car, it’s worth checking with your airport’s parking services to see if they have any insurance policies in place. Many airports offer their own car insurance packages that can provide you with additional protection while your vehicle is parked there.

Additionally, check to see if the airport has any additional security measures in place that could reduce the risk of your car being damaged or stolen. Better yet, choose to park with off-site parking lot providers who have their own insurance policies in place for the safety of your car.

Lock Your Car and Remove Valuables

Before leaving your car, make sure you lock all the doors, windows, and trunks so that no one can gain access to it. Additionally, remove any valuable items from inside your vehicle. Don’t leave personal items, such as wallets, purses, smartphones, or laptops, inside the car.

Park in Visible Areas

It is always best to park your vehicle in a well-lit and visible area at the airport parking lot. That way, it will be easier for security personnel to keep an eye on your car while you are away.

Top Up the Fluids

You have to ensure that all your car’s fluids are topped up. This will prevent any damage due to low levels of oil, water, or coolant while you are away.

Take Photos of Your Car

Before leaving your vehicle in the airport parking lot, take some pictures of it. This way, if something happens to your car while in the parking lot, you can easily show the authorities what it looked like before you left it.

Here at One Stop Parking, we work with local hotels to provide price friendly parking options a convenient distance away from the airport. So, if you’re looking for a secure and affordable way to park your car at the airport, don’t forget to book with us. We promise to provide you with the best service possible!